We can now do Individual Tax Identification Number (ITIN) loans!
Undocumented residents that couldn’t obtain a loan even though they were qualified financially can now purchase a home with a NEW loan program for residents with an ITIN.
What does that mean?
If someone does not have a SS number, frequently the company they work for will set them up with an ITIN so that they can be employed. The individual will then file their taxes under the ITIN.
Even though the ITIN shows that the person has been working and paying taxes, previously they would still not have been able to get a loan because of the requirement for a SS number.
Now, one of the programs I work with has waived the SS number requirement. If you have any friends or family that have been turned down because they don’t have a SS but have been filing taxes for 2 years with an ITIN we can get them a loan.
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