Home Purchase With ITIN

How to buy a house with an “Individual Tax Identification Number” ITIN Home Loans


Undocumented residents that couldn’t obtain a loan even though they were qualified financially can now purchase a home with a loan program for residents with an ITIN.

What does that mean?

If someone does not have a SS number, frequently the company they work for will set them up with an ITIN so that they can be employed. The individual will then file their taxes under the ITIN.

Even though the ITIN shows that the person has been working and paying taxes, previously they would still not have been able to get a loan because of the requirement for a SS number.

Now, one of the programs available has waived the SS number requirement. If you have any friends or family that have been turned down because they don’t have a SS but have been filing taxes for 2 years with an ITIN we can get them a loan.


• 2 years of tax returns

• 2 Months of bank statement

• 20% down payment

• 1 year employment in the same or similar line of work (salary or self employed).

• Borrower must occupy the property.

Program Highlights:

• Fixed Loan

• Higher Interest Rate

You can also qualify combining a resident with a Social and with ITIN with as little as 10% down.

Owner occupied up to $750,000 purchase and Cash out.

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