I would like to Congratulate a beautiful family that I was blessed to meet and help with the purchase of their home.
I met them over a year ago at an open house in Downey!
They called me this year because they were ready to sell their first home and use the proceeds to buy their DREAM HOME!
We had their home in escrow, so we had to no time to waste, I think we saw 20 houses on one Saturday.
I remember walking into this Open house with them, standing in the backyard by the pool and them telling me, “This is the one.”
The house without a question had multiple offers, and we were going against some insanely strong buyers. We made an offer with the lowest money down, lowest deposit, and couldn’t buy unless we sold their house!
I was nervous about this war, but
I was sitting with my whole family the day they told me our offer was accepted, and they can vouch for me when I say I was jumping like I had won on “The Price Is Right” lol.
Today I was honored to give them the keys to not their first home, but ‘The One.” Thank you Axel Villatoro for simply killing it! You did miracles and we could have closed this in 2 weeks if it wasn’t for the second escrow attached. This was such a team effort! I wish them nothing but the best! Im blessed to be your whole families Realtor!
Help me congratulate the new residents of Lakewood, CA!
Call / Text (323) 543-1881 For all of your Real Estate Questions.
I’ve known Haydee since… I had to have been 12 years old. From then till now she’s always exuded laughter, joy, and till this day one of the nicest people I’ve ever known. ❤️
I remember when she contacted me about buying a condo before she was engaged… and of course, I remember the big announcement.
This all started as one small seed, asking me questions, where to go, what to do how to do it. And now they’re officially homeowners! Somehow, they’re thanking me for what Ive done to make sure that they get keys to their own home… BUT
I was the lucky one who witnessed one of my favorite couples holding hands, joking around, and sharing kisses in front of other potential homes… and yes, cry 😭. I don’t know how many times they’ve made me say “awe!” Lol.
Haydee and Jason… I am so blessed to apart of this memory with you guys ❤️ I played a small role in your fairytale love story!! And nothing compares to that! Love you both with all my heart! And yes…. THIS IS JUST THE BEGINNING! Wish you nothing but happiness in your new home together 🏠🙌❤️ #TeamJaydee#Homeowners#ForeverFriends#TrueLove#Congratulations
Huge Thank you Tom Ramirez !! You were a huge reason why this happened! Thank you for helping someone that means so much to me ❤️
Please think of me when you, your friends and family are thinking of buying or selling a home.
Call / Text (323) 543-1881 For all of your Real Estate Questions.
Congratulations to the Ramirez Family on the sale of their home in Hemet, CA!
I am blessed to have been introduced to the Ramirez family by a friend. There are many homes on the market in Hemet CA, and we needed a quick but top dollar sale! Im glad I could assist! 🙂
Please think of me when you, your friends and family are thinking of buying or selling a home.
Call / Text (323) 543-1881 For all of your Real Estate Questions.
When you take on home improvement, whether you do it yourself or hire professionals, you’re taking on costs for projects that, if done right, will add to the value of your home. But keep in mind that the payback is rarely 100%, and you won’t get to enjoy the financial benefit of the work until you sell or refinance the house.
If you’re getting the house ready to sell, be sure the colors and materials you choose are on trend, aligned with the style of your home and consistent with neighborhood character.
1. GARAGE DOOR: A new garage door updates the look of the home and adds to curb appeal. Estimated average $4,000 to replace, the rate of return remains high at 93% of costs. If a replacement is a steep investment, a fresh coat of paint can feel like new.
2. KITCHEN REMODEL: Remodeling suggests replacing the cabinet and drawer fronts with Shaker-style panels and new hardware, getting new energy efficient appliances, replacing laminate countertops, getting a mid-priced sink and faucet, new floors and adding a fresh coat of paint. The average return of investment is 70%.
3. LANDSCAPE: Clean up your yard. Having trimmed trees and shrubs, a well-maintained lawn, and flowers or flowerbeds can help improve the value. Depending on the art size, a $6,000 investment on your landscaping and fence can expect a cost recovery of 83%.
4. BATHROOM: You don’t need to budget for a full remodel to refresh your bathroom. However, if your bathroom needs a full remodel, expect to spend around $35,000. Your cost recovery will be around 57%, which means you’ll get about $20,000 back when you sell your home.
5. PAINT: The quickest and easiest way to get some bang for your buck is to give any room in your home a paint refresh. Stick to light, neutral colors and don’t forget to add a new coat to the trim and the ceilings for an all over clean look. Theres 107% return of investment refreshing the interior and 55% for exterior paint.
6. FLOORS: Breathe new life into your existing hardwood floors by resurfacing them or installing new hardwoods in your home to see an average ROI around 70% to 80%. There’s no denying that beautiful floors make a great first impression, and with a variety of stain colors, your hardwood floors can be timeless or trendy.
7. ENTRY DOOR: If your home’s shabby, worn entry door is a visual downer, pencil in a new steel entry door at the top of your remodeling list. Not only will a new entry door freshen up your home’s facade, but you’ll recoup a sizable 65% of your investment if you then sell your house.
8. SOLAR: According to the National Renewable Energy Laboratory, every dollar that a solar panel saves you on your electrical bills increases the value of your home by $20. This amounted to an average increase to the home’s selling price of $20,000 in California.
Contact me for assistance with the sale of your home or a thorough consultation to prepare your home. I can also connect you with a lender that can assist with a home equity loan.
IT WAS MY PLEASURE TO SERVE YOUR FAMILY DURING THE BUYING PROCESS.
We seen many beautiful homes, but this was the one everyone in the Lopez Family fell in love with. There were multiple offers, and some above asking but I made sure their offer was accepted and we still received credit from the Seller for closing costs!
Please think of me when you, your friends and family are thinking of buying or selling a home.
Call / Text (323) 543-1881 For all of your Real Estate Questions.
Unless you are paying cash for a house, you will need to get a mortgage. In order to know how much home you can afford, you will need to get pre-approved for a loan. This is the first-step in the home buying process.
2) How Long Does it Take To Buy a Home?
Answer: It depends. Typically 30 days after your offer is accepted
The timeline for finding a house varies greatly from person to person. The qualification can be a longer process if you need to build credit, file your taxes a certain way, or save a little longer. Once you begin house hunting, that can be as quickly as seeing homes one day to waiting for months until a home within your criteria hits the market. After an offer is accepted by the seller, the loan typically requires 30 days for approval. The entire home buying process can take as little as 60 days.
3) What Does A REALTOR® Do?
Answer: Almost everything.
A REALTOR® is your most valuable asset when buying a home. They will walk you through every part of the home buying process. They will educate and inform you of all your options. They will represent you throughout the transaction and beyond.
There is a difference between a REALTOR® and a real estate agent; many people do not know this. A REALTOR® is regulated by the National Association of REALTORS® and subscribes to a strict Code of Ethics. A real estate agent does not. It is recommended that you work with a licensed REALTOR® to avoid potential problems.
4) How Much Do I Have To Pay a REALTOR® as a Homebuyer?
Answer: Nothing
In most cases, you do not have to pay your REALTOR® anything to help you purchase a home. The sellers pays their REALTOR® a fee, and then that listing agent pays the buyers agent for bringing the buyer and facilitating the transaction.
5) What’s Your Best Advice for First-Time Homebuyers?
Answer: Trust the Professionals.
Beware of advice from people who do not work in the industry. Real estate is a popular topic and almost everyone feels like they have some great insight to offer. In reality, the people who know best are the people that work in the business. Good REALTORS® have sold hundreds (maybe thousands) of properties. We know what to expect and what to look out for. Friends and relatives have only bought and sold a few homes, if any at all. Buying and selling a couple of homes does not make someone a well-rounded source of information. I’ve seen too many first-time buyers become persuaded by well-meaning friends and family, only to be disappointed later. Be confident in your decisions and trust the professionals.
6) What Kind of Credit Score Do I Need to Buy a Home?
Answer: 620+
A 620 credit score, or higher, is recommended. As you are probably aware, a higher credit score offers better lending terms. This is an ever evolving topic, however, as loan requirements are constantly changing. There are some lenders who will approve buyers with a 580 score, sometimes even lower. Your loan officer will be the best source to give you a current answer for today’s lending requirements.
7) Are There Special Home Buying Programs That I Should Know About?
Answer: Yes
There are some great home buying programs to research. The main ones would be VA loans, USDA loans, and FHA loans. Knowing the difference between these loan types is very important. Speak to a trusted lender to review your options.
8) How Much Money Do I Need for a Downpayment?
Answer: It depends on your loan type. Usually 3% to 5% down.
The most common answer is 3% to 5% of the purchase price. FHA loans just dropped their requirement from 3.5% to 3.0%. There are also some conventional loans that only require 3% down. Veterans are usually eligible for a VA loan, which requires no money down. Properties in rural areas are usually eligible for a USDA loan, which also requires no money down.
9) What Other Fees Are There, Besides the Downpayment?
Answer: Mainly loan origination and closing costs.
The downpayment is usually the largest cost associated with buying a house. Lending fees are the second largest costs to homebuyers. Most lenders will charge between 2% to 4% of the loan amount for loan origination fees, depending on the loan type. Conventional loans usually have lower loan origination fees, but require more money down. Your loan officer will be able to help you determine how much you can expect to pay towards loan origination and closing costs.
10) When do I get the keys?
Answer: At Closing
Under normal circumstances, you will get the keys at the closing. A closing typically takes about an hour. In some cases, the lender will need time to fund the loan and you will need to pick up the keys after the loan has been funded. If you have a Friday evening closing and the loan cannot fund until Monday, you may not get the keys until Monday. Make sure to coordinate your closing to get the keys on the same day, if that is what you need.
Do you have a real estate question that you would like answered? Feel free to schedule your complimentary consultation.